Practical guides on buying, selling and owning a home in Bengaluru.https://jumbohomes.inen-inhttps://jumbohomes.in/blog/society-noc-no-dues-resale-bengaluruhttps://jumbohomes.in/blog/society-noc-no-dues-resale-bengaluruMaintenance arrears follow the flat, not the seller. A no-dues certificate from the association stops them becoming yours on possession day.Wed, 30 Sep 2026 00:00:00 GMTHome BuyingResaleBengaluruhttps://jumbohomes.in/blog/occupancy-certificate-oc-cc-bengaluruhttps://jumbohomes.in/blog/occupancy-certificate-oc-cc-bengaluruA Completion Certificate says the building was built to plan. An Occupancy Certificate says it is lawful to live in. Buying without one moves that risk to you.Mon, 28 Sep 2026 00:00:00 GMTHome BuyingLegalBengaluruhttps://jumbohomes.in/blog/tds-194ia-property-purchase-indiahttps://jumbohomes.in/blog/tds-194ia-property-purchase-indiaOn a property above the threshold the buyer must deduct tax at source. Get the PAN, the share split or the instalments wrong and registration stalls.Sat, 26 Sep 2026 00:00:00 GMTHome BuyingLegalResalehttps://jumbohomes.in/blog/stamp-duty-registration-charges-bengaluruhttps://jumbohomes.in/blog/stamp-duty-registration-charges-bengaluruAbove ₹45 lakh a Bengaluru flat pays 5% stamp duty. With cess, surcharge and the doubled registration fee, the statutory add-on is around 7.6%.Thu, 24 Sep 2026 00:00:00 GMTHome BuyingBengaluruResalehttps://jumbohomes.in/blog/b-khata-home-loan-bengaluruhttps://jumbohomes.in/blog/b-khata-home-loan-bengaluruMost mainstream banks will not fund a B Khata purchase. What the alternatives cost, and what it does to the price you can ask when you sell.Tue, 22 Sep 2026 00:00:00 GMTHome BuyingLegalBengaluruhttps://jumbohomes.in/blog/khata-transfer-after-buying-flat-bengaluruhttps://jumbohomes.in/blog/khata-transfer-after-buying-flat-bengaluruRegistration puts the deed in your name. Khata transfer puts the municipal record in your name. They are separate steps, and buyers forget the second.Sun, 20 Sep 2026 00:00:00 GMTHome BuyingLegalBengaluruhttps://jumbohomes.in/blog/agreement-to-sale-vs-sale-deedhttps://jumbohomes.in/blog/agreement-to-sale-vs-sale-deedAn agreement to sell promises a future transfer. A sale deed transfers ownership. Confusing them is how buyers pay in full and still own nothing.Sat, 19 Sep 2026 00:00:00 GMTHome BuyingLegalResalehttps://jumbohomes.in/blog/mutation-register-mr-karnatakahttps://jumbohomes.in/blog/mutation-register-mr-karnatakaMR is the Mutation Register — the record of how ownership moved from one name to the next. Gaps in the MR chain are gaps in the story your sale deed tells.Fri, 18 Sep 2026 00:00:00 GMTHome BuyingLegalBengaluruhttps://jumbohomes.in/blog/conversion-order-dc-conversion-karnatakahttps://jumbohomes.in/blog/conversion-order-dc-conversion-karnatakaLand in Karnataka stays agricultural until the Deputy Commissioner converts it. Building on unconverted land does not regularise it, however long it has stood.Thu, 17 Sep 2026 00:00:00 GMTHome BuyingLegalBengaluruhttps://jumbohomes.in/blog/encumbrance-certificate-form-15-form-16https://jumbohomes.in/blog/encumbrance-certificate-form-15-form-16Form 15 lists registered encumbrances. Form 16 is the Nil EC. A Form 16 does not mean clean title — it means nothing was found in the window you searched.Wed, 16 Sep 2026 00:00:00 GMTHome BuyingLegalBengaluruhttps://jumbohomes.in/blog/e-khata-problems-selling-flat-bengaluruhttps://jumbohomes.in/blog/e-khata-problems-selling-flat-bengalurue-Khata has been mandatory in Bengaluru since October 2024. The records it refuses are the ones paper tolerated, and they are stalling sales.Tue, 15 Sep 2026 00:00:00 GMTSellBengaluruLegalhttps://jumbohomes.in/blog/ptcl-endorsement-certificate-karnatakahttps://jumbohomes.in/blog/ptcl-endorsement-certificate-karnatakaA PTCL endorsement is the Tahsildar's statement on whether land is granted land under the 1978 Act. Why buyers ask for it, and how it is obtained.Mon, 14 Sep 2026 00:00:00 GMTHome BuyingLegalBengaluruhttps://jumbohomes.in/blog/khata-a-b-e-khata-bengaluruhttps://jumbohomes.in/blog/khata-a-b-e-khata-bengaluruA Khata means the municipal record shows the property as compliant. B Khata means it is taxed but not regularised. e-Khata is the digital record behind both.Sun, 13 Sep 2026 00:00:00 GMTHome BuyingLegalBengaluruhttps://jumbohomes.in/blog/rtc-pahani-karnataka-how-to-readhttps://jumbohomes.in/blog/rtc-pahani-karnataka-how-to-readRTC means Record of Rights, Tenancy and Crops. Column 9 carries the loans and column 11 the court orders — the two that decide whether the land is safe to buy.Sat, 12 Sep 2026 00:00:00 GMTHome BuyingLegalBengaluruhttps://jumbohomes.in/blog/how-to-read-survey-number-karnatakahttps://jumbohomes.in/blog/how-to-read-survey-number-karnatakaSy. No. means Survey Number. Here is what each part of 176/1A/3/B/P/2 means — Hissa, Paiki, /P, guntas — and which mismatch should stop your purchase.Wed, 19 Aug 2026 00:00:00 GMTHome BuyingLegalBengaluruhttps://jumbohomes.in/blog/saguvali-chit-ptcl-act-karnatakahttps://jumbohomes.in/blog/saguvali-chit-ptcl-act-karnatakaA Saguvali Chit means the land was granted, and a sale breaking the 15-year lock is void with no time limit since 2023. How to check a title for PTCL risk.Wed, 19 Aug 2026 00:00:00 GMTHome BuyingLegalBengaluruhttps://jumbohomes.in/blog/selling-resale-home-bengaluruhttps://jumbohomes.in/blog/selling-resale-home-bengaluruAfter hundreds of seller conversations — how the asking price was set, who actually signs, which comparables matter, and where resale deals get stuck.Wed, 19 Aug 2026 00:00:00 GMTResaleSellBengaluruhttps://jumbohomes.in/blog/sale-deed-checklist-indiahttps://jumbohomes.in/blog/sale-deed-checklist-indiaWe reviewed 500+ sale deeds this year. What to check in the title chain, the sellers, the loan position, UDS and TDS before you pay a token amount.Thu, 06 Aug 2026 00:00:00 GMTHome BuyingLegalBengaluruhttps://jumbohomes.in/blog/what-makes-a-flat-hard-to-resellhttps://jumbohomes.in/blog/what-makes-a-flat-hard-to-resellWe sold 150+ resale homes last year. Floor, facing, view, configuration and builder all shrink your future buyer pool — here is what to weigh before buying.Thu, 06 Aug 2026 00:00:00 GMTHome BuyingResaleBengaluruhttps://jumbohomes.in/blog/verify-property-documents-bengaluruhttps://jumbohomes.in/blog/verify-property-documents-bengaluruThe documents to verify before you pay a token amount — sale deed, mother deed, encumbrance certificate, A vs B Khata, and the OC and CC for the building.Sat, 01 Aug 2026 00:00:00 GMTHome BuyingLegalBengaluru